Student Loan Advisory Service

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Please note

The Student Loan Advisory Service will be closed on 27th April 2024.

What we offer:

  • advice on what can be done if your scholarship, BaföG, support from your parents or the part-time job are not sufficient
  • support if you are unsure whether or not to take up a loan
  • free and independent advice on various student loans
  • checking individual requirements
  • information on the duration of loans, conditions, interest and repayment arrangements
  • advice on intended as well as already existing student loans
  • loan advice if you are experiencing short-term financial difficulties
  • loan advice on long-term financing strategies during your studies
  • tips on how to avoid excessive debts
  • advice on various loan possibilities without any obligation
  • overview of further counselling possibilities

In order to avoid making unnecessary debts, we advise you to first look into more favourable financing opportunities than loans. Because, there are often better alternatives that can help you. You can get some free advice regarding this at the following Advisory Services:

- General Advice and Social Counselling

- General BAföG Advisory Service

- Scholarship Advisory Service

How to contact us:

We are happy to offer our support on the phone, during our general opening hours.

If you would like to arrange a face-to-face appointment, please give us a ring during our office/opening hours or send us an email.

We urgently ask you to cancel appointments should you not be able to keep them, so that we can hand them on to other students in need of our support!

Alternatively, it is also possible to have video call sessions – for which we also ask you to arrange an appointment up ahead.

Should you be showing any symptoms of a cold, we ask you not to come by personally. In that case, we provide our advisory services via video call or on the phone.

Our Advisory Team:

Ms. Fuchssteiner and Ms. Besada

Tuesdays to Fridays from 9 a.m. till 1 p.m.

phone: +49 89 38196-1220


postal address:

Studierendenwerk München Oberbayern
Studienkreditberatung im Beratungszentrum
Helene-Mayer-Ring 9
80809 München

FAQ Student Loan Advisory Service

Can I contact your advisory service even before my studies begin?

Yes, that’s what we would recommend.

When does it make sense to apply for a student loan?

If, for instance, your scholarship, BAföG, support you receive from your parents or the part-time job are no longer sufficient. We would be happy to provide you with information on the different types of loans that would be possible for you.

How can I apply for a loan?
  • Studienabschlussdarlehen: You can contact us, the Student Loan Advisory Service, by phone during our general opening hours (phone: 089/ 38196 - 1220) and then hand over the filled in application documents personally at the Student Loan Advisory Service (Helene-Mayer-Ring 9, entrance h, room h2, 80809 München) after having arranged an appointment with us.
  • KfW-Studienkredit: online on the website of the KfW Bank
Which student loan is the best?

That greatly depends on the individual situation you are in. You are very welcome to contact us to receive further information on the phone.

Which loans will I get information on?
Can I send you the documents proving I am matriculated required for the KfW Student Loan at the beginning of a new semester?

Unfortunately, KfW extensions are no longer possible. Please contact your KfW bank or a KfW sales partner. (-> to be found on the KfW website).

How quickly can I expect the first payment after having applied?

The depends on the type of loan, on how many applications are being made and on when you apply; it could take anywhere between 2 weeks and several months. For this reason, it is advisable to contact us in good time so as not to miss possible deadlines.

Where can I get general information on financing my studies?

For general information on financing your studies, you are very welcome to contact the General and Social Advisory Service. We recommend getting in touch with this advisory service even before your studies begin.