Student Loan Advisory Service
Read out
Changed opening hours
Student loan counseling will be closed on September 21 and 22, 2023.
From September 26 until October 6, 2023, student loan counseling will be available Thursday and Friday from 9:00 am - 1:00 pm.
What we offer:
- advice on what can be done if your scholarship, BaföG, support from your parents or the part-time job are not sufficient
- support if you are unsure whether or not to take up a loan
- free and independent advice on various student loans
- checking individual requirements
- information on the duration of loans, conditions, interest and repayment arrangements
- advice on intended as well as already existing student loans
- loan advice if you are experiencing short-term financial difficulties
- loan advice on long-term financing strategies during your studies
- tips on how to avoid excessive debts
- advice on various loan possibilities without any obligation
- overview of further counselling possibilities
In order to avoid making unnecessary debts, we advise you to first look into more favourable financing opportunities than loans. Because, there are often better alternatives that can help you. You can get some free advice regarding this at the following Advisory Services:
- General Advice and Social Counselling
How to contact us:
We are happy to offer our support on the phone, during our general opening hours.
If you would like to arrange a face-to-face appointment, please give us a ring during our office/opening hours or send us an email.
We urgently ask you to cancel appointments should you not be able to keep them, so that we can hand them on to other students in need of our support!
Alternatively, it is also possible to have video call sessions – for which we also ask you to arrange an appointment up ahead.
Should you be showing any symptoms of a cold, we ask you not to come by personally. In that case, we provide our advisory services via video call or on the phone.
Ms. Fuchssteiner and Ms. Besada Saez
phone: +49 89 38196-1220
email: studienkreditberatung@stwm.de
postal address:
Studierendenwerk München Oberbayern
Studienkreditberatung im Beratungszentrum
Helene-Mayer-Ring 9
80809 München
FAQ Student Loan Advisory Service
Yes, that’s what we would recommend.
If, for instance, your scholarship, BAföG, support you receive from your parents or the part-time job are no longer sufficient. We would be happy to provide you with information on the different types of loans that would be possible for you.
- Studienabschlussdarlehen: You can contact us, the Student Loan Advisory Service, by phone during our general opening hours (phone: 089/ 38196 - 1220) and then hand over the filled in application documents personally at the Student Loan Advisory Service (Helene-Mayer-Ring 9, entrance h, room h2, 80809 München) after having arranged an appointment with us.
- Bildungskredit: online on the website of the Bundesverwaltungsamts
- KfW-Studienkredit: online on the website of the KfW Bank
That greatly depends on the individual situation you are in. You are very welcome to contact us to receive further information on the phone.
- Studienabschlussdarlehen (loan for completing your studies)
- Bildungskredit (Education Loan)
- KfW-Studienkredit (KfW Student Loan)
Yes; however, until further notice we can only accept your documents by post:
Studierendenwerk München Oberbayern
Studienkreditberatung im Beratungszentrum
Frau Fuchssteiner
Helene-Mayer-Ring 9
80809 Munich
We cannot accept any documents sent to us by email.
- the verification protocol of your matriculation
- your certificate of matriculation
- a legible copy of your current identification document (front and back)
Please only send us these documents by post:
Studierendenwerk München Oberbayern
Studienkreditberatung im Beratungszentrum
Frau Fuchssteiner
Helene-Mayer-Ring 9
80809 Munich
We cannot accept any documents sent to us by email.
Yes, students studying at the University of Applied Sciences Rosenheim can contact the General and Social Advisory Service in Rosenheim to do so!
The depends on the type of loan, on how many applications are being made and on when you apply; it could take anywhere between 2 weeks and several months. For this reason, it is advisable to contact us in good time so as not to miss possible deadlines.
For general information on financing your studies, you are very welcome to contact the General and Social Advisory Service. We recommend getting in touch with this advisory service even before your studies begin.